Real Estate Lending Officer



  • Real Estate Lending:
    • Provide information to members about credit union’s real estate loan products, policies, procedures, and rates.
    • Interview members, discuss their financing options, and pre-qualify them for prospect mortgage application
    • Cross-sell credit union services while assisting members with specific requests.
    • Once pre-qualify, schedule an appointment with potential borrower to begin the Mortgage application process.
    • Underwrite Real Estate loan application and present to Lending Manager, CEO or Credit Committee for approval.
    • Follow up with borrowers for any outstanding loan documents.
    • Order Appraisal
    • Order Lien/Title search
    • Coordinate loan closings among credit union attorney, borrowers and other involved parties.
    • Ensure that UCC liens or mortgages securing credit union’s interest in collateral are properly filed and recorded.
    • Collect co-op corporate documents for credit union’s Attorney review-as needed.
  •  Program Management:
    • Ongoing, review credit union Real Estate lending policies and procedures, and suggest improvements where appropriate.
    • Meet regularly with Lending Manager.
    • Attend and participate in general and lending staff meetings
  •  Reporting/Operations:
    • Open new mortgages in the data system as needed
  •  Other:
    • Follow internal control procedures.
    • Attend professional development seminars, workshops and trainings.
    • Perform other duties as assigned by management for the smooth and efficient operation of the credit union.


  • Bachelor’s Degree or at least three years’ related experience in the field